Disclaimer

⚠️ IMPORTANT: Please read this disclaimer carefully before using FindKarlo.com tools and calculators.

1. Results May Vary

Results may vary slightly from actual calculations provided by financial institutions. Our calculators use standard formulas and may not account for:

• Specific terms and conditions of individual financial institutions
• Processing fees, service charges, or additional costs
• Changing interest rates and market conditions
• Tax implications that may vary by location
• Special offers, discounts, or promotional rates

2. Not Financial Advice

FindKarlo.com and its tools are not intended to provide financial, legal, or tax advice. The calculators are designed for informational and educational purposes only.

Before making any financial decisions, we strongly recommend:

• Consulting with qualified financial advisors
• Verifying calculations with your financial institution
• Reviewing all terms and conditions carefully
• Understanding all fees and charges involved

3. No Liability for Financial Losses

FindKarlo.com is not liable for financial losses resulting from the use of our tools or reliance on calculated results. This includes but is not limited to:

• Losses from loan decisions based on our calculators
• Investment losses resulting from calculations
• Tax-related issues or penalties
• Business decisions based on calculated results
• Any indirect or consequential damages

4. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• We do not guarantee the accuracy, completeness, or timeliness of calculations
• Tax rates, interest rates, and regulations may change
• Formulas may be updated or modified without notice
• Users should verify all information independently

5. Third-Party Information

Our website may reference third-party services, financial institutions, or external resources. FindKarlo.com:

• Is not affiliated with any financial institution
• Does not endorse or recommend any specific products or services
• Is not responsible for third-party content or policies

6. Website Availability

FindKarlo.com is provided "as is" without warranties of any kind. We do not guarantee:

• Uninterrupted or error-free website operation
• Immediate correction of technical issues
• Constant availability of all tools and features

7. User Responsibility

By using FindKarlo.com, you acknowledge that:

• You understand the limitations of our tools
• You will not rely solely on our calculations for financial decisions
• You will seek professional advice when necessary
• You use the website at your own risk

8. Changes to Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be posted on this page. Continued use of FindKarlo.com after changes constitutes acceptance of the updated disclaimer.

💡 Remember: Our tools are designed to assist you, but they should always be used in conjunction with professional financial advice and verification from your financial institution.

9. Contact Information

If you have questions about this disclaimer, please contact us at:

Email: findkarloofficial@gmail.com
Website: FindKarlo.com/contact