Terms & Conditions

1. Acceptance of Terms

By accessing and using FindKarlo.com, you accept and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Use of Website

FindKarlo.com provides free finance tools and calculators for informational purposes only. You agree to:

• Use the website and tools in accordance with applicable laws
• Not use the website for any illegal or unauthorized purpose
• Not attempt to interfere with or disrupt the website
• Not copy, reproduce, or distribute our content without permission

3. Disclaimer of Warranties

Tools are for Information Only: All calculators and tools provided on FindKarlo.com are for informational and educational purposes only. They are not intended to replace professional financial advice.

The calculations are based on standard formulas and may not reflect actual terms offered by financial institutions. Results may vary based on specific terms, conditions, and policies.

4. User Responsibility

Users Responsible for Decisions: You acknowledge that:

• All financial decisions are solely your responsibility
• Results from our calculators should be verified with financial institutions
• You should consult with qualified financial advisors before making major financial decisions
• FindKarlo.com is not responsible for any financial losses or consequences

5. Limitation of Liability

FindKarlo.com, its owner, and contributors shall not be liable for:

• Any errors or inaccuracies in calculations
• Any financial losses resulting from use of our tools
• Any indirect, incidental, or consequential damages
• Interruptions or unavailability of the website

6. Intellectual Property

All content on FindKarlo.com, including but not limited to text, graphics, logos, and code, is the property of FindKarlo.com and is protected by copyright laws. You may not:

• Reproduce or distribute content without permission
• Use our brand name or logo without authorization
• Copy our website design or functionality

7. Third-Party Services

Our website may include third-party services such as Google AdSense. These services have their own terms and conditions. We are not responsible for the practices or content of third-party services.

8. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the website after changes constitutes acceptance of the modified terms.

9. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes arising from the use of FindKarlo.com shall be subject to the jurisdiction of courts in Bihar, India.

10. Contact Information

For any questions regarding these Terms & Conditions, please contact us at:

Email: findkarloofficial@gmail.com
Website: FindKarlo.com/contact